"The technical term for this is a joke."

Economists' reactions to the Citibank bailout

The quoted economists all think a bailout was necessary but all but one think that the terms of this bailout are terrible, reasons being that (1) it doesn't do the job, so Citi will be back for more, (2) it's a bad deal for taxpayers, (3) it forces no changes either on or by management, (4) it sets no usable precedents for future such bailouts.